Over the last year I’ve been using YNAB to help manage my finances. It wasn’t all plain sailing, I had to start fresh on it a couple of times, but it certainly helped me steward my money more wisely. Going into 2018 I had one big goal: get rid of my credit card debt. On 31st December I made the final payment and for the first time in a long time I head in to a new year debt free. As I setup some new categories in YNAB this afternoon, it was incredible how freeing it is not having something there nagging at you.
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Phil
- Cheltenham
I'm a Christian, a UX designer, and a gadget fan who lives in Cheltenham, UK.
@philbowell Congratulations! I did a similar thing about 12 years ago. Lately I have been listening to the YNAB podcast, and I think it would help me be an even better steward of the resources I have.
@macgenie thanks! Really pleased it’s all gone. I haven’t listened to the podcast, might give it a go, I’m keen to build on the momentum and develop some even better habits.
@philbowell congrats! 🎉
@philbowell @macgenie This reminded me when I was old enough to buy myself a wallet, I didn’t have any money left to to put in the wallet 😃
@aqeelfikree @philbowell This happened to my sister when we were 4–5 years old. Our parents gave us each one dollar to go shopping with the babysitter. She bought a purse. (I bought candy.)